The Power of Compound Interest in a Fixed Index Annuity:

Chante Denis • August 19, 2025

Turning $1 Million into Generational Wealth

At Master Wealth Builders LLC, we specialize in strategies that maximize growth while protecting your hard-earned assets. One of the most powerful tools at your disposal is the Fixed Index Annuity (FIA)—and when combined with the force of compound interest, it can transform your financial trajectory.

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$1 Million at 6.5% Growth Over 10 Years


Imagine you roll over $1,000,000 into a Fixed Index Annuity with an average 6.5% compounding annual growth rate. Over 10 years, your account could grow to nearly $1.88 million—without the risk of stock market losses.


But here’s where it gets even more powerful: our firm has access to an FIA that includes a 23% deposit bonus on eligible rollovers and first-year contributions. That means your $1,000,000 immediately becomes $1,230,000 on day one, compounding from a higher base.

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Access Without Sacrifice: 12% Penalty-Free Withdrawals


One common misconception is that annuities lock your money away. Not true with the right plan. With up to 12% penalty-free withdrawals annually (years 2–10), you can redirect funds into other investments, real estate, or even business ventures—all while your core annuity continues compounding. This flexibility allows you to maintain liquidity, growth, and control.

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The Velocity of Money: Multiplying Opportunity


When combined with smart strategy, the velocity of money concept supercharges your wealth-building potential. By taking advantage of the penalty-free withdrawal feature, you can:


  • Reinvest portions of your annuity growth into additional opportunities.
  • Expand into assets that generate new streams of income.
  • Keep your money in motion, compounding in multiple directions.


This approach allows your wealth to work in layers, instead of sitting stagnant in one vehicle.

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Why This Strategy Matters


  1. Protection from market downturns
  2. Guaranteed growth opportunities
  3. Flexibility through penalty-free withdrawals
  4. Extra power with a 23% deposit bonus


This is more than retirement planning—it’s a wealth acceleration strategy that can impact generations.

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Take the Next Step



At Master Wealth Builders LLC, our mission is to help you not only grow your wealth but also put it to work strategically. If you want to explore how this type of FIA can fit into your financial plan, we invite you to schedule a free consultation today.


 Visit us at: www.masterwealthbuildersllc.com

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Your money should never sit still. Let’s put it in motion—with the security and growth potential you deserve.


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